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Insurance Planning

There are a number of different insurance options available, and it can be confusing determining which policies are most appropriate for an individual and their family. We can help educate clients on insurance options, such as the following:

Life Insurance

With life insurance, not only can someone protect loved ones, but there are also tax benefits with certain policies. With access to a number of different life insurance options - including term, whole life, universal life, and variable universal life insurance - we strive to find the most up-to-date, efficient, and cost effective programs for you based on your unique needs.

Long-Term Care Insurance

Typically not covered by health insurance, long-term care is costly and can significantly deplete assets. Long-term care insurance can help pay for a care plan. We can help you determine opportunities for protecting your assets and retirement income.

Disability Insurance

Whether you are a business owner or an employee, how would you supplement lost income if you were unexpectedly injured or disabled? Unfortunately for many, it could mean dipping into your savings or future retirement income. Disability insurance can serve as the cornerstone of individual and business income and expense protection. We can structure coverage to help protect personal and business income against catastrophic loss due to an injury or long-term illness.

Health Insurance

Individual health insurance is key for protecting yourself and your family and living safely during retirement. Our insurance specialists have extensive knowledge of Medicare Supplements, Medicare Advantage, Medicare Drug Coverage Part D, and short term and individual health care. If you have questions regarding your Medicare plan, we can assist you.


Today, people are living longer than ever before. Annuities can provide protection against outliving your income. We can help you determine whether annuities may be appropriate for your situation, and evaluate your annuity options.

Whether it is to ensure that your family is taken care of, a business is better protected, or long-term care costs are covered, establishing proper insurance coverage is critical for creating a sound financial strategy. Contact us today to learn more.